Credit Guide

PLACEHOLDER: this page is a starting template only. Have it reviewed and completed by your licensee or a lawyer before launch.

This Credit Guide gives you important information about Hare Krishna Finance Pty Ltd (ABN XX XXX XXX XXX), Credit Representative number XXXXXX, authorised by [Licensee Name] Pty Ltd, Australian Credit Licence XXXXXX.

Our lender panel

We can arrange credit from a panel of lenders. A list of the lenders we most commonly use is available on request.

How we are paid

We usually receive commission from the lender when your loan settles, and sometimes ongoing trail commission. We will tell you the amount, or how it is calculated, in our Credit Proposal Disclosure before you apply. If a fee is payable by you, we will tell you in writing first.

Responsible lending

Before we recommend a loan, we must make reasonable enquiries about your requirements, objectives and financial situation, and make sure the loan is not unsuitable for you. We will give you a copy of our preliminary assessment on request.

Complaints

Please contact us first at hello@harekrishnafinance.com.au. If we can't resolve your complaint, you can contact the Australian Financial Complaints Authority (AFCA): www.afca.org.au, 1800 931 678.